Weekly Income Budgeting Guide
For customers paid weekly who need a simple payday reset, weekly bill check and weekly safe-spend figure.
Individual guides by income type
Pay Cycle Guide
Choose and download the guide that matches how your household is paid: weekly, fortnightly/two-weekly, four-weekly, monthly or mixed income.
Download your income-specific guide
Each PDF below is directly linked and downloadable. Choose the guide that matches the household income pattern.
Fortnightly / Two-Weekly Income Budgeting Guide
For customers paid every two weeks who need to split food, bills and safe-spend across both weeks.
Four-Weekly Income Budgeting Guide
For customers paid every 28 days whose pay date moves through the month and does not match monthly bills neatly.
Monthly Income Budgeting Guide
For customers paid monthly who need to protect the full month’s bills, essentials and safe-spend before spending starts.
Mixed Income Household Budgeting Guide
For households with wages, benefits, variable income, self-employed income or several different payment dates.
General budgeting downloads
Use these alongside the income-specific guides for payday checks, safe-spend planning and support-rate information.
General Pay Cycle Budgeting Guide
A broad introduction to pay-cycle budgeting, why it helps and how to start.
Payday and Safe-Spend Checklist
A practical printable checklist for payday, bill dates, essentials and safe-spend money.
Support Rate and Discount Policy
Information about benefit and low-income support rate eligibility and proof rules.
Support Rate Application Form
A simple form for customers requesting the Support Rate.
How to pick the right guide
Which guide should I use?
- Weekly: use if most income arrives every week.
- Fortnightly / two-weekly: use if income arrives every 14 days.
- Four-weekly: use if income arrives every 28 days and moves around the calendar.
- Monthly: use if most income arrives once per month.
- Mixed income: use if your household has wages plus benefits, variable income, self-employed income or several different payment dates.
Important: These resources are for household budgeting support only. They are not financial advice, debt advice, benefits advice, tax advice or regulated advice.