Understand what is coming in, what is going out, and what may be safe to spend.
Plain-English budgeting help for people paid weekly, fortnightly, four-weekly or monthly — including wages, Universal Credit, disability-related support, benefits, or mixed income.
What we help with
- Matching bills to your pay cycle
- Working out food, travel and essential costs
- Seeing what needs kept aside
- Creating a possible safe-spend figure
- Updating the budget if income or bills change
Everything is worked on spreadsheet and calculated to the penny.
Simple, private, practical
Budgets that match how you actually get paid
A monthly budget does not always work when your money arrives weekly, fortnightly or four-weekly. We help lay out dates, bills and essentials so the budget reflects real life.
Weekly pay
Useful when bills are monthly but income lands every week.
Fortnightly pay
Helps split bills and essentials across two-week windows.
Four-weekly pay
Helpful when pay dates move against calendar-month bills.
Monthly pay
Designed to help money stretch across the full month.
Benefits or UC
Figures are treated carefully and privately, using actual payment dates and amounts.
Mixed income
For households with wages, benefits, disability money, child benefit or changing income.
How it works
From messy dates to a clearer household budget
Message privately
No need to post income, benefits or bills publicly.
Send details
Income, bills, dates, food, travel and essentials.
Spreadsheet setup
Your figures are calculated to the penny.
Plain-English summary
You get a clearer view of what may be safe to spend.
Start here
Choose the level of help you need
Budget Snapshot
A quick private review for people who need a clearer safe-spend picture.
£29
See servicesPay Cycle Setup
A spreadsheet-based setup for weekly, fortnightly, four-weekly or monthly pay.
£49
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