Frequently asked questions
Clear answers about what Pay Cycle Budgeting UK does and does not provide.
Is this financial advice?
No. Pay Cycle Budgeting UK provides household budgeting support only. We do not provide regulated financial advice, debt advice, benefits advice, tax advice, mortgage advice, pension advice or investment advice.
What does calculated to the penny mean?
Paid budgets use the actual income, bill amounts, dates and household costs you provide, rather than rounded public example figures.
Can you help if I receive Universal Credit or disability-related support?
Yes, we can include wages, Universal Credit, disability-related support, benefits, child benefit and mixed income in a household budget. We do not advise on entitlement, claims, deductions or appeals.
Do I need to post my details publicly?
No. Please do not post income, benefits, bills or household details publicly. Request a consultation instead.
How do payments work?
After we confirm the correct service, we send a secure Stripe payment link or bank transfer option privately.
What if my income or bills change?
You can update us before a check-in or consultation so the spreadsheet can reflect the new figures.