Policies and legal information

Safeguarding and Vulnerable Customers Policy

This policy explains how Pay Cycle Budgeting UK aims to respond safely where vulnerability, risk or safeguarding concerns arise.

Scope

Pay Cycle Budgeting UK provides household budgeting support, not counselling, crisis support, social work, legal advice, benefits advice, financial advice or debt advice.

Vulnerable customers

Customers may be vulnerable because of disability, health, bereavement, domestic abuse, financial difficulty, mental health, caring responsibilities, digital exclusion or other circumstances. The service aims to be patient, clear and respectful.

Reasonable adjustments

Where practical, communication can be adapted, information can be explained more simply, and customers can be encouraged to involve a trusted person if they choose.

Immediate risk

If there appears to be an immediate risk of harm to a person, emergency services or appropriate safeguarding services may need to be contacted.

Signposting

Where support is outside the service, customers may be signposted to relevant debt advice, benefits advice, legal advice, mental health, domestic abuse, safeguarding or emergency support.

Confidentiality limits

Information is treated carefully, but confidentiality may be limited where there is a serious risk of harm, legal requirement or safeguarding concern.