Terms and service boundaries

Household budgeting support only

Pay Cycle Budgeting UK provides practical household budgeting support. We help organise income, household bills, payment dates, essential costs and possible safe-spend money using spreadsheets.

Outside scope

We do not provide regulated financial advice, debt advice, benefits advice, tax advice, bookkeeping, accountancy services, payroll services, investment advice, pension advice or mortgage advice.

Digital downloads

Digital products are delivered electronically. Before selling digital downloads, add your final refund/cancellation wording and payment-provider wording.

Services

Services are based on the information you provide. If income, bills or essential costs change, you should update us before your consultation or check-in.

Accuracy

Paid budgets are calculated to the penny using the figures provided, but the output depends on the accuracy and completeness of the information supplied.

Emergency support

If you need debt advice, benefits advice, crisis support, food support or urgent financial help, we may signpost you to appropriate regulated or charitable services.