Free budgeting resources
Separate checklists and worksheets to help identify common budgeting pressure points.
The free materials have been separated into smaller documents so you can download only the resource you need. Each tool focuses on one part of the household budget: dates, bills, food, subscriptions, family costs or safe-spend figures.
Safe Spend Checklist
Separate money available from money already needed for bills, food, travel and essentials.
Download ChecklistPayday Prep Checklist
A practical routine for checking bills and essential costs when money arrives.
Download ChecklistBill List Worksheet
Gather bill names, amounts, due dates and payment methods before a budget review.
Download WorksheetFood Shop Reset Checklist
Build a more realistic food figure by including main shops and top-up shops.
Download ChecklistSubscription Leak Checklist
Find small repeat payments that quietly reduce safe-spend money.
Download ChecklistFamily Costs Checklist
Capture school, child, activity, travel and seasonal family costs.
Download ChecklistMonthly Budget Reset Checklist
Review changed bills, income and essentials before the next month starts.
Download ChecklistPay Cycle Clues Sheet
Identify whether the pressure is caused by dates, bills, food or pay frequency.
Download Worksheet