Free resources

Free Budgeting Tools

Download practical household budgeting resources with clear PDF links.

Downloadable budgeting resources

These are practical resources for household budgeting only. They are not financial advice, debt advice, benefits advice, tax advice or regulated advice.

Weekly income PDF

Weekly Income Budgeting Guide

For customers paid weekly who need a payday reset, weekly bill check and weekly safe-spend figure.

Fortnightly PDF

Fortnightly / Two-Weekly Income Budgeting Guide

For customers paid every 14 days who need to split bills, food and safe-spend across both weeks.

Four-weekly PDF

Four-Weekly Income Budgeting Guide

For customers paid every 28 days whose pay date moves through the month.

Monthly PDF

Monthly Income Budgeting Guide

For customers paid monthly who need to protect the full month’s bills and essentials before spending starts.

Mixed income PDF

Mixed Income Household Budgeting Guide

For households with wages, benefits, variable income, self-employed income or several different payment dates.

Checklist PDF

Payday and Safe-Spend Checklist

A printable checklist for payday, bill dates, essentials and safe-spend planning.

Support Rate PDF

Support Rate Application Form

A simple application form for customers requesting the Support Rate.