Business details
Business name: Pay Cycle Budgeting UK
Email: hello@paycyclebudgeting.co.uk
Business correspondence address: [insert business correspondence address before launch].
Policies and legal information
Terms and Conditions
These terms explain the basis on which Pay Cycle Budgeting UK provides household budgeting support.
Service description
Pay Cycle Budgeting UK provides personal household budgeting support using spreadsheets and plain-English summaries. Services may include budget setup, household budget layout, pay-cycle budget support, templates, check-ins and free household bills timing reviews.
Service boundaries
The service is not financial advice, debt advice, credit advice, benefits advice, tax advice, legal advice, investment advice, mortgage advice, pension advice, accountancy, bookkeeping, payroll, VAT or HMRC submission work.
Customer information
Customers are responsible for providing complete and accurate information. The budget output depends on the information supplied. Changes to income, bills or household costs must be shared before check-ins or updates.
Booking and payment
Prices are shown in pounds sterling. Payment is usually taken through Stripe or another payment provider. Appointment-based services require the customer to provide required details and book any required consultation.
Digital templates
Digital templates are supplied for personal household budgeting use only and must not be resold, copied commercially or presented as the customer’s own product.
Subscriptions
Subscription services continue until cancelled. Customers are responsible for cancelling unwanted subscriptions using the available payment or contact route.
Limit of responsibility
Pay Cycle Budgeting UK is not responsible for decisions the customer makes after receiving household budgeting support, including borrowing, debt, benefits, tax, spending, repayments or financial product decisions.
Changes to terms
These terms may be updated. The version published on the website applies at the time of booking or purchase unless otherwise agreed.