GDPR policy
How Pay Cycle Budgeting UK approaches data protection and personal information.
Data protection
Our GDPR approach
Pay Cycle Budgeting UK handles personal information carefully and only asks for information needed to provide household budgeting support, respond to enquiries, process payments, manage referrals, handle reviews and maintain business records.
Lawful basis
Information may be processed because it is needed to respond to an enquiry, deliver a service, manage a payment, keep business records, comply with legal duties, or because the customer has given permission for a specific use such as publishing a review.
Data minimisation
Only relevant information should be collected. Customers should not send bank login details, card numbers, PINs or passwords.
Access and correction
Customers can ask what personal information is held about them, ask for inaccurate information to be corrected, or ask for information to be deleted where appropriate.
Retention
Information is kept only for as long as needed to provide the service, deal with follow-up queries, manage business records and comply with any legal or administrative requirements. A final retention schedule should be confirmed before launch.
Reviews
Reviews should use first name and city only. Reviews containing private budget details or sensitive information may be edited or not published.